Login to MYIB and apply to be a merchant online.
Accept Visa and Mastercard contactless payments directly on your compatible Android smartphone with TakuPOS. No EFTPOS terminal. No extra hardware. Just download the app and start accepting payments wherever your business takes you.
Your Phone. Your Business. Your Payments.
Whether you're a market vendor, tradesperson, delivery driver, café, retailer or service provider, TakuPOS gives your business a simple, secure and affordable way to accept card payments.
TakuPOS uses industry-leading security standards and encrypted payment technology to keep every transaction safe.
Your customers can pay with confidence knowing every payment is processed securely through the Bank of the Cook Islands payment network.
What Payments Can I Accept?
TakuPOS supports:
Device Requirements
To use TakuPOS you'll need:
TakuPOS is available for approved BCI customers with a merchant facility.
If you're not yet a BCI merchant, apply through MYIB.
Existing customers can sign up to TakuPOS today - Log in to your BCI MyIB and select Digital Services and Signup using the Merchant Portal.
New to BCI? Get in touch with our team to open an account with us.
How do I sign up for TakuPOS?
Customers that have My Internet Banking (MyIB) with BCI can sign up for TakuPOS. Login to your MyIB account from a web browser, select Digital Services > Merchant Services and follow the prompts to apply for TakuPOS.
How long does it take for my TakuPOS application to be approved?
It can take up to 3 business days for your application to be approved.
Where can I download the TakuPOS app from?
The TakuPOS app can be downloaded from the Google Play Store.
Why can't I sign up to TakuPOS from the TakuPOS app?
Customers will first need to apply for TakuPOS as a merchant from their MyIB account. Once approved, you will get your login details and can then start accepting payments with TakuPOS.
Do I need an EFTPOS terminal?
No. Your NFC capable Android smartphone becomes the payment terminal.
Do I need extra hardware?
No additional equipment is required. Everything you need for TakuPOS is on your NFC enabled android smartphone.
Can customers tap their digital cards stored on their phones to pay?
Yes. Customers can pay using Apple Pay, Google Pay or any contactless-enabled card, such as MasterCard or Visa cards.
Can I use it anywhere?
TakuPOS can be used wherever the phone has an internet connection.
Can SMS Transactions be sent to international numbers?
SMS transaction receipts can only be sent to local (CKL) mobile numbers
Why is the PIN pad jumbled when there are payments over $100?
This is an extra security feature.
How can I find past transactions in TakuPOS?
Select the menu option and go to Operation history to see the full history or batch journal.
Do I need to settle my transactions in the app?
No, TakuPOS will automatically settle your transactions for the day ready for deposit into your account the next business day.
Can I process a refund for a payment?
Yes, however – the transacting card/device used to make the payment needs to be present to do a refund from the app. Refunds can take up to 3 business days.
What is the minimum charge amount?
0.10c NZD is the minimum charge amount.
What are your fees?
TakuPOS only has a 3.5% transaction fee.
There are NO monthly fees.
NO sign-up fees.
NO per transaction fixed charge.
Is it secure?
Yes. Every transaction is encrypted and processed through BCI's secure payment platform.
